Helpful Resources
Middle Tennessee Residential Real Estate
Will Middle Tennessee’s Lower Mortgage Rates and an Abundance of Inventory Produce a Solid October 2025?
Kenneth’s update 10092025… Despite challenging national conditions – the Greater Nashville area’s real estate production remained active during September 2025. As expected with the beginning of a seasonal shift in consumer focus from month-to-month, housing activity slightly decreased overall, in all key segments of Closings, Pending Sales, Housing Inventory, Days on the Market, Values of Single-Family Dwellings and Condominium classifications. For year-to-year, September 2025 reported increased Closings, Inventory, and median value for Single-Family Dwellings.
Mortgage rates ended the month lower during the weekly reporting period from several different surveys including Mortgage News Daily (daily index), Freddie Mac (weekly survey), Mortgage Bankers Association (weekly survey) and FHFA (monthly survey). The following chart, courtesy of Mortgage News Daily, demonstrates the month’s flow for the Average 30-Year Fixed Mortgage Rates for the period of September 1, 2025, through September 30, 2025. The daily average reporting began September 2nd with 6.53%, the low was 6.13% on September 16th, and ended the month’s reporting on September 29th as 6.38%.
Will mortgage rates further decline? National economic policies are noticeably affecting consumable goods with increased prices and should continue to challenge consumers’ daily living expenses with the influx of many tariffs now active that will influence price increases over the next several months. The combination of increased prices, future reduction of health insurance for millions of Americans, and the straining of the economic engine with disappointing reporting of data points including GDP, Labor Market Data, Inflation Report, and Consumer Confidence Index become a challenge for future housing market production. Will mortgage rates continue to decrease with poor national economic performance to assist home buyers and home sellers?
Greater Nashville is a Solid Housing Investment. All Real Estate is Local! The Greater Nashville area offers diverse and solid economic conditions as an incentive for Buyers to invest in the Middle Tennessee real estate market, as well as an abundance of available listings and the month’s hovering of mortgage rates of 6.38%. It truly is a great opportunity to focus on the local conditions and for Buyers to take advantage of the current conditions. Should you jump into the real estate market? Contact your trusted lender to evaluate your home buying power dollars, and your favored REALTOR®, to discuss the current conditions and take advantage of the home buying and selling process.
The Greater Nashville REALTORS® recently released a report for the month ending September 30, 2025, as follows: There were 2,881 closings; 2,272 pending sales; 14,584 inventory; 50 days on the market; and the median price for single-family dwellings of $490,000, and $329,250 for condominium classifications. The data collected for this release represents nine Middle Tennessee counties: Cheatham, Davidson, Dickson, Maury, Robertson, Rutherford, Sumner, Williamson, and Wilson.
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Pending home sales – Pending Home Sales is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing. Pending contracts are good early indicators of upcoming sales closings. However, the amount of time between pending contracts and completed sales is not identical for all home sales.
SEPTEMBER 2025 REPORTING PERIOD SLIDESHOW https://youtu.be/uPiVEgnFz2Q?si=qHLqHBGcoFHsne1c
MARKET CONDITIONS - NASHVILLE AREA
More Than One-Third of Builders Continue to Cut Prices | 10202025
Home Buyers Re-Examine the Market With Lower Rates | 10102025
NAR Pending Home Sales Report Shows 4.0% Increase in August | 09302025
NAR Existing-Home Sales Report Shows 0.2% Decrease in August | 09262025
Buying and Selling a Home at the Same Time: How Bridge Loans Can Help | 09102025
Mortgage Rates Fall to Lowest Average in Nearly a Year | 09062025
NAR Pending Home Sales Report Shows 0.4% Decrease in July | 08282025
NAR Existing-Home Sales Report Shows 2.0% Increase in July 2025 | 08222025
Three out of Four Metro Areas Posted Home Price Increases in Second Quarter of 2025 | 08142025
MARKET CONDITIONS - NATIONAL
REAL ESTATE PROCESS SUPPORT
ARTS, ENTERTAINMENT, THINGS TO DO...
3rd & Lindsley
Arrington Vineyards
Assembly Food Hall
Belle Meade Plantation
Bluebird Cafe
Cheekwood Botanical Gardens
City Winery
Country Music Hall of Fame
Frist Center for the Visual Arts
General Jackson Showboat
Grand Ole Opry
Live on the Green
Musicians Corner
NashTrash Tours
Nashville Ballet
Nashville Farmers Market
Nashville Zoo
Parthenon
Ryman Auditorium
Schermerhorn Symphony Center
Steeplechase
Tennessee Performing Arts Center
Tennessee State Museum
RESTAURANTS...
1 Kitchen Nashville
Audrey Restaurant
Bad Idea
Barcelona Wine Bar
Bastion
Biscuit Love
Bourbon Steak Nashville
Burger Up
Choy
City House
Eddie V's Prime Seafood
Edessa
Elliston Place Soda Shop
Etc. Restaurant
Etch
Folk
Gannon's Nashville
Germantown Cafe
Grilled Cheeserie
Hattie B's Chicken
Henrietta Red
Husk
Iggy's
International Market
GO FOR A HIKE, BIKE OR DRIVE...
Beaman Park Nature Center
Centennial Park
Cumberland Park
Ellington Agricultural Center
Natchez Trace Parkway Bridge
Old Hickory Lake
Percy Priest Lake
Radnor Lake State Park
Warner Parks
Wasioto Park
PROFESSIONAL SPORTS
Nashville Predators
Nashville Soccer Club
Nashville Sounds
Tennessee Titans
Kayne Prime Steakhouse
Kirin Sushi
Kisser
Locust
Luogo
Margot Cafe
Mere Bulles
Midtown Cafe
Noko
Peg Leg Porker
Peninsula Nashville
Peter's Sushi and Thai
Pinewood Social Club
Red Perch
Rolf and Daughters
S. S. Gai
Silver Sands
Skull's Rainbow Room
Slim and Husky's
Southern Steak & Oyster
Tailor Nashville
The Optimist
Wild Ginger
Xiao Bao
THINGS - TO - DO
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